After more than fifty years of accounting and financial management, counseling people on increasing their income and using it to secure an enjoyable retirement, I realized the biggest hurdle in retirement is the cost of housing. If you limit your housing costs to 30% of your income, you probably have ample means to fulfill your retirement dreams.

This book focuses on helping seniors get Section 8, HUD's Housing Choice Voucher (HCV), which caps rent at 30% of adjusted gross income. Other books in the series cover HUD's Project-Based Voucher program (PBV), HUD-VASH for veterans, reverse mortgages, and other state and local affordable housing programs. The processes presented in this book also equally apply to the other programs.

Most people have heard about HUD's Section 8 affordable housing assistance, but they've also heard the stories: long waitlists, applications that disappear into bureaucratic silence, and a process so opaque that even capable people gave up before they began.

Retirement is the convergence of age issues, major psychological concerns about stopping work and shifting to a life of leisure, managing finances instead of earning more, and finding a way to do what you always wanted to do when you retire.

This book offers solutions to financial needs by reducing housing costs, but it also provides ways to protect your mental health, physical well-being, and social and spiritual enjoyment.

What you will learn:

1. Do you qualify for affordable housing assistance?
2. The Holistic Housing Audit - What do you need to enjoy retirement?
3. Life-First Framework - transform economic solutions to life solutions.
4. Step-by-step playbook to get Section 8 affordable housing.
5. The Neighborhood Matrix - expands potential by expanding the housing market.
6. Avoiding the Section 8 housing 2+ year waiting period.
7. Understanding preference - do you have a situation that gives you preference?
8. Proactiveness results in managing the process rather than waiting
9. The Golden Decade Rule - planning for longevity rather than immediacy.
10. The Document Vault - the heart of the 90-day Section 8 plan.
11. Strategic Submission - planning your application for maximum potential.
12. Mastering the critical Application Interview.
13. Managing the Inspection-Ready Walkthrough - how to use HUD inspection tools
14. How to handle rejection, delays, and audits - systems that preserve sanity.
15. What to do when the waitlist never opens or closes suddenly.
16. What other programs could meet your needs?
17. Working with landlords to get them into the Section 8 program.
18. Create a system that sustains your affordable housing for the long-term.
19. Creating a lifestyle that ensures that you are a part of your new housing community.
20. The Full Life Audit - monitoring your lifestyle to ensure maximum wellbeing.
21. Sharing what you have created with others who need it.