Excel is an incredibly powerful tool, but getting started with it can be a bit daunting. In this guide you'll learn how to use Microsoft Excel by applying addition, subtraction, multiplication, and division to basic budget calculations to determine what your earn, spend, own, and owe, the four key elements of managing your money. This book was written as a companion to Budgeting for Beginners, which explains the concepts behind the calculations. If you want to create your own budget tracker in Excel, then check out Excel for Budgeting. And if you want to learn more than just the basics of math in Excel, try Excel for Beginners, which should cover 95% of what you need to know to use Excel on a daily basis.