David Bach is the author of seven consecutive national bestsellers, including the number-one New York Times bestsellers The Automatic Millionaire and Start Late, Finish Rich and, most recently, the number-one bestseller The Automatic Millionaire Homeowner. There are over five million copies of his books in print, and they have been translated into fifteen languages. He has appeared on The Oprah Winfrey Show six times and is a featured columnist on Yahoo! Finance. To read an excerpt from any of David Bach's books, visit his web site at www.finishrich.com.

HILLARY ROSNER is a journalist who covers environmental issues. She worked on Al Gore's runaway bestseller An Inconvenient Truth and writes frequently for the New York Times.